AI-powered credit repair

Stop checking your score.
Start fixing it.

ScoreKit gives you a personalized action plan every week. Exact payments to make, disputes to file, mistakes to avoid. Your score goes up because you know exactly what to do.

Your score
687
+47 pts in 8 weeks
  • $
    Pay $43 toward Visa ending 4821 Drops utilization below 30%. Est. +12-18 pts
  • !
    Dispute medical collection from 2023 High success rate (78%). Letter ready to send.
  • ×
    Do NOT apply for new credit this month Hard inquiry would undo recent progress
The Problem

Credit apps show you the damage. They don't tell you how to fix it.

You know your score is low. You don't need another app to remind you. What you need is a clear, week-by-week plan: which card to pay first, which collections to dispute, which applications to avoid. ScoreKit replaces anxiety with action.

1 in 3
Americans have subprime credit
$6B
Credit repair market in 2026
78%
Of disputes succeed when filed correctly
$0
Scammy tricks. Trust is the brand.

Everything you need. Nothing you don't.

Six tools working together to raise your score, week by week.

Smart Diagnosis

Connect your credit report and get a plain-English breakdown. Late payments, high utilization, collections, errors. Everything translated into language you actually understand.

Weekly Action Plans

"Pay $43 to Card A." "Dispute this collection." "Skip new applications this month." Every task explains why it matters and how much it could help your score.

Dispute Generator

Auto-creates dispute letters with the highest-probability reasons. Tracks deadlines, monitors bureau responses. Legitimate disputes only, no shady claims.

Mistake Alerts

"Opening this card now could lower your score." "Missing this payment will undo 2 months of progress." Catch mistakes before they happen.

Score Simulator

See the future before you act. "If you pay $120 today, your score may increase 18-27 points." Make confident decisions backed by real projections.

Utilization Optimizer

Shows the exact payment amounts needed to maximize score gain. Down to the dollar. No guesswork, just math working in your favor.

Three steps. Real progress.

No setup fees, no long contracts, no surprises.

01

Connect your credit

Link your credit reports or enter data manually. ScoreKit analyzes every account, payment, and mark on your record.

02

Get your plan

Receive a personalized action plan with specific tasks: exact dollar amounts to pay, disputes to file, and moves to avoid. Updated every week.

03

Watch your score climb

Complete your tasks, track your disputes, and simulate outcomes before acting. Every week, your score gets a little higher.

Credit repair shouldn't require a finance degree.

ScoreKit turns the overwhelming world of credit into simple, weekly actions. No scams, no false promises. Just a clear path from where you are to where you want to be.